When a hurricane, flood, or unexpected disaster forces your business to close its doors, the financial fallout can be immediate and overwhelming. Lost revenue, payroll obligations, and operational expenses don’t stop just because your property is damaged. In moments like these, working with a business interruption insurance lawyer in New Orleans is essential to protecting your future.
At Barcus Arenas, PLLC, we help businesses across New Orleans fight back when insurance companies delay or deny rightful compensation. Our nearly two decades of combined experience handling complex business interruption insurance claims give us the insight and leverage needed to pursue the full value of your policy.
As a trusted New Orleans insurance claims lawyer, we understand the unique challenges Louisiana business owners face and provide clear, aggressive advocacy every step of the way.
Why Business Interruption Claims Are So Difficult
Most commercial property owners assume that their policy will cover lost income after a major event like a hurricane or fire. Unfortunately, insurers often dispute these claims by pointing to vague exclusions, overly strict policy definitions, or technicalities buried deep in the contract.
We see insurers routinely claim that:
- There was no “direct physical loss” to trigger coverage
- Flood, not wind, caused the damage, and flood is excluded
- The closure was due to government action, not damage
- The business could have operated partially and, therefore, is not eligible for full benefits
These tactics are frustrating, especially when the policyholder has done everything right. That is where our role as a business interruption insurance attorney in New Orleans becomes critical. We know how to push back on these defenses and build a case rooted in evidence, expert analysis, and the language of your policy.
For a free legal consultation with a business interruption insurance lawyer serving New Orleans, call (800) 941-1041
What Business Interruption Insurance Should Cover
Business interruption insurance is designed to cover income losses resulting from a covered event that forces you to halt or scale down operations. Depending on your policy, coverage may include:
- Lost net income during the restoration period
- Fixed operating expenses, including payroll and rent
- Temporary relocation costs for business continuity
- Extra expenses incurred to mitigate further loss
- Dependent property losses, if your supply chain is interrupted
We help clients understand how their business loss insurance applies to real-world events like storms, fires, or civil authority shutdowns. As experienced business insurance lawyers in New Orleans, we clarify what is owed and pursue every available dollar.
New Orleans Business Interruption Insurance Lawyer Near Me
(800) 941-1041
How We Build Strong Business Interruption Insurance Claims
At Barcus Arenas, PLLC, we take a hands-on approach to claim development. We do not rely solely on what the insurer says is covered. We build our own case using credible documentation and third-party experts. Here is how we approach it:
- Policy Review: We review your commercial policy line by line to identify coverage opportunities and highlight exclusions the insurer may overstate.
- Damage Evaluation: Our team works with licensed inspectors and engineers to document physical loss supporting your business interruption claim.
- Financial Analysis: We collaborate with forensic accountants and a business interruption expert to calculate actual income loss and future impact.
- Compliance: We ensure all notices, deadlines, and proof-of-loss documents are handled correctly under Louisiana law.
- Litigation When Needed: We negotiate directly with insurers but are always prepared to litigate if a fair resolution cannot be reached.
This method allows us to control the narrative, not the insurer, and keep your business in the strongest legal position possible.
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Louisiana Law Protects Commercial Policyholders
Louisiana law requires insurers to handle claims promptly and in good faith. Under Louisiana Revised Statutes § 22:1892, insurance companies must:
- Begin adjusting a claim within 14 days of notice
- Offer settlement within 30 days of receiving proper documentation
- Pay approved claims promptly or face penalties, attorney fees, and interest
If your insurer has ignored deadlines, made unreasonable demands, or denied your business interruption insurance claim without justification, they may be in violation of this statute. Our firm is prepared to hold them accountable.
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Who We Represent in Business Interruption Claims
As a business interruption lawyer in New Orleans, we work with owners and operators of high-value commercial properties, including:
- Restaurants, hotels, and hospitality businesses
- Retail centers and shopping plazas
- Apartment complexes and residential rental portfolios
- Churches, nonprofits, and schools
- Office buildings and healthcare providers
- Industrial and warehouse operators
If your operations were suspended, reduced, or relocated due to a covered event, you may be entitled to significant compensation. We work with policyholders whose losses range from tens of thousands to millions of dollars.
Why Choose Barcus Arenas, PLLC?
We are not a high-volume operation—we are a business interruption insurance law firm in New Orleans that focuses on high-value, high-stakes claims with real attention to detail. Our legal team is backed by professionals from across the insurance and property damage industries, including:
- Former insurance adjusters who now work exclusively for policyholders
- Engineers and consultants familiar with storm-related commercial damage
- Accountants who specialize in business interruption insurance claims
- Litigation counsel ready to go to trial when negotiation fails
We offer free consultations, take cases on contingency, and provide remote support via Zoom for your convenience. You never pay us unless we recover for you.
Get Legal Help From a Business Interruption Insurance Attorney in New Orleans
If your business interruption claim has been delayed, underpaid, or denied, we are ready to step in and take over.
At Barcus Arenas, PLLC, our nearly 20 years of combined experience representing policyholders make us a powerful advocate when the stakes are high. We know how to challenge unfair denials, calculate losses properly, and secure the compensation your business needs to recover.
Contact us today for a free consultation. Let’s hold your insurer accountable and help you move forward with confidence.
Call or text (800) 941-1041 or complete a Free Case Evaluation form
