A hurricane has the power to wreak havoc on entire communities, destroying valuable properties and bringing commerce to a standstill. In Louisiana, you know how important it is to protect your business and personal interests against such devastating forces of nature.
The right insurance policy can help you bounce back as quickly as possible, as long as the insurance company keeps up its end of the deal. When they don’t, our hurricane damage lawyers in Baton Rouge can help you fight back against unfair denials or low payouts.
Our team at Barcus Arenas, PLLC, has nearly two decades of combined experience helping property owners get the insurance claim settlements they deserve. Call today for a free consultation and find out how our insurance claims lawyers in Baton Rouge can help.
Do You Need an Attorney for a Hurricane Damage Claim?
It’s smart to consult an attorney when you have a storm damage claim, especially if the insurance company doesn’t seem to be dealing with you fairly. Some of the signs you should get in touch with our hurricane damage attorneys in Baton Rouge immediately include:
Your Claim Was Denied or Drastically Underpaid
Sometimes, insurers minimize payouts to protect their bottom line. If your insurance company denies your claim outright or offers far less than it will cost to repair or replace your property, it’s a major red flag.
The Insurer Blames Existing Damage
Insurance companies often try to avoid paying claims by arguing that the damage existed before the hurricane. Our hurricane claims lawyers can bring in experts to prove the damage is storm-related, not pre-existing, and hold the insurer accountable.
You’re Overwhelmed With the Claim Process
Hurricane damage claims can be incredibly stressful, especially when you’re dealing with property loss, displacement, and a maze of paperwork. If you feel confused, intimidated, or unsure how to respond to the insurance company, our team can help.
You Suspect the Insurer Is Acting in Bad Faith
If your insurer is delaying responses, misrepresenting policy terms, ignoring evidence, or trying to get you to settle quickly for a low amount, they may be acting in bad faith. That is illegal in Louisiana under R.S. § 22:1892. We will hold them accountable.
For a free legal consultation with a hurricane damage lawyer serving Baton Rouge, call (800) 941-1041
What Does a Hurricane Lawyer Do?
Our Baton Rouge hurricane damage lawyers will be there for you when the insurance company isn’t. We’ll fight to get you the money you deserve so you can rebuild. While every case is different, some of the ways we can help include:
- Review Your Insurance Policy: Our team can explain exactly what’s covered, so you understand your rights under the policy before you file a claim.
- File Your Claim: Our hurricane lawyers can ensure your claim and supporting documents are submitted correctly and on time so you avoid unnecessary delays or denials.
- Negotiate With the Insurance Company: Our attorneys will negotiate on your behalf, challenging low settlement offers and fighting for a fair payout based on the real extent of the damage.
- Help With Denials: If your claim is denied or underpaid, our lawyers will investigate the insurer’s reasoning, gather additional proof, and help you appeal the decision.
- File a Lawsuit if Necessary: If we can’t settle your issues through negotiations, we’ll file a lawsuit on your behalf and take your fight to court.
Baton Rouge Hurricane Damage Lawyer Near Me
(800) 941-1041
What to Do After a Hurricane in South Louisiana
In the aftermath of a hurricane, it is important to take the right steps to secure your property and give your hurricane damage claim the best chance of success.
It is a good idea to consult a hurricane damage attorney to help maximize your recovery and make sure your claim is properly handled. Some things you may do after a hurricane in Baton Rouge include:
- Gather evidence of property damage by taking photos and videos before starting any cleanup or repairs.
- Make a detailed inventory of damaged items, noting brand names, model numbers, and estimated values, and include receipts or past photos if possible.
- Protect your property from further damage by making temporary repairs, such as covering broken windows or tarping roofs.
- Keep receipts for any materials or emergency services used.
- File your insurance claim immediately, include all documentation, and follow the company’s procedures to prevent delays or denials.
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Talk to a Hurricane Damage Attorney in Baton Rouge
A sound insurance policy can give you the peace of mind of knowing you’re covered when the worst happens. That doesn’t make it easy when a hurricane causes tremendous damage to your business property, but at least you know you can rebuild.
It’s frustrating when insurance companies refuse to honor your policy or look for loopholes to pay you less than you deserve. In some cases, they may even deal in bad faith. You don’t have to handle them alone. Our hurricane damage attorneys in Baton Rouge are here to help.
At Barcus Arenas, PLLC, we’re willing to go the distance to defend your rights and help you get the settlement you need to restore your commercial property or business. Call today for a free consultation and tell us your story.
Call or text (800) 941-1041 or complete a Free Case Evaluation form
