Practice Areas
Fire
Unexpected fires are devastating to home and business owners — even more so when the insurance company isn’t covering all the repairs. Recovery from a fire loss can be tedious and expensive. Unfortunately, insurance companies will sometimes make the claims process more difficult by unnecessarily delaying or underpaying.
Whether you experienced a kitchen fire, an electrical fire, a heating equipment fire, or a wildfire, the effects are the same. Fire losses can be catastrophic and displace you from your home or business for an extended period of time. Even if the flames did not cause structural damage to your property, the effects of smoke and soot can be just as long-lasting and costly.
Insurance companies may rely on accusations of arson, valuation differences, or other violations in terms of the insurance policy conditions to avoid payment. Our attorneys are committed to helping homeowners recover the compensation to which they are entitled.
Whether you need an attorney to handle your case, have questions, or need representation for an Examination Under Oath (EUO) requested by your insurance company, please don’t hesitate to reach out to our office.
F.A.Q.s
When your home or business is devastated by fire, insurance can provide financial support. It usually covers damages to structures, personal property, and other additional expenses included in the policy.
You will need to provide documentation such as the insurance policy, a copy of the fire report, photographs or videos of the damaged property, an inventory of damaged personal belongings, and any receipts related to repairs or replacements. Talk to your insurance company for any questions or clarifications.
Your fire damage insurance claims can be denied for various reasons, including policy exclusions, inadequate documentation, late reporting of the claim, misrepresentation of facts, arson suspicion, or failure to pay premiums. It's essential to understand your policy terms and provide accurate information to avoid claim denial.
You might be able to reopen the claim or file a supplemental claim. This can be complex, so consulting with an attorney can help ensure you receive the compensation you deserve. Contact us for assistance.
In many cases, you have the right to choose your own contractors for repairs and restoration. However, it's important to review your policy terms, as some insurance companies might have specific requirements or limitations on contractor choices.
