Insurance bad faith happens when an insurance company violates its legal duties to its policyholders. Bad faith can refer to any type of behavior that is unfair, unreasonable, or deceptive. If you are dealing with an insurer engaging in these tactics, a bad faith insurance lawyer in Houston can help.
At Barcus Arenas, PLLC, we have nearly two decades of combined experience. We’ll use that strong background to help you deal with bad faith insurance claims.
Our Houston insurance claims lawyers will work on your behalf. Our goal is to make sure that your insurance company provides you with the fair treatment and compensation you rightfully deserve.
What is Insurance Bad Faith?
Insurance bad faith occurs when an insurance provider fails to uphold its legal duty to act fairly and honestly toward its policyholders. In Texas, insurers are required by law to promptly investigate claims, communicate clearly, and offer a reasonable basis for denials.
When they intentionally ignore these responsibilities or use delay and denial tactics to avoid paying valid claims, they may be liable under a bad faith insurance claim. This area of law often involves complicated commercial policies, including those held by owners of apartment complexes, condominium buildings, commercial offices, and HOAs.
How Can a Bad Faith Insurance Lawyer in Houston, TX, Help?
A Houston bad faith insurance attorney can investigate the details of your policy, gather evidence of wrongful conduct, and fight to recover damages that go beyond your original claim. Sometimes, these include punitive damages and attorney’s fees.
For a free legal consultation with a bad faith insurance lawyer serving Houston, call 1-800-941-1041
What are Some Examples of Bad Faith?
When dealing with a commercial or business insurance policy, bad faith actions can be both subtle and overt. Some of the most common bad faith tactics involve:
- Unreasonably denying a valid insurance claim
- Delaying claim investigations without cause
- Offering significantly less than the value of the loss
- Failing to provide a written explanation for claim denial
- Misrepresenting policy language or coverage terms
- Refusing to conduct a proper investigation
- Ignoring communications or failing to respond within required timeframes
- Intimidating or pressuring policyholders into accepting low settlements
These actions violate Texas insurance law and may entitle you to file a lawsuit with the help of bad faith insurance claim lawyers.
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Responsibilities of Insurers in Good Faith
When acting in good faith, insurance companies have a legal duty to treat policyholders fairly and uphold the terms of the insurance contract. These responsibilities include:
- Promptly acknowledging and responding to your claim
- Conducting a timely, thorough, and impartial investigation
- Providing clear explanations for coverage decisions
- Paying out valid claims without unnecessary delay
- Honoring all obligations set forth in the insurance policy
- Keeping accurate records and communicating regularly
When insurers fail to fulfill these obligations, especially in commercial contexts involving high-value property, the financial harm to property owners can be devastating.
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Gathering Evidence for a Bad Faith Claim
Filing a successful bad faith insurance claim requires solid documentation and a clear demonstration that the insurer acted unreasonably or dishonestly. To support your case, our Houston bad faith insurance attorneys recommend collecting:
- A full copy of your insurance policy, including endorsements and exclusions
- All written correspondence with the insurance company (emails, letters, notices)
- Notes and records from any phone conversations with adjusters or representatives
- Inspection reports and damage assessments from licensed contractors or engineers
- Photographs or video evidence of the damage
- Proof of submitted documentation and claim-related paperwork
- A log of delays or the lack of responses from the insurance provider
Our team of insurance bad faith lawyers can help you organize, supplement, and present this evidence in a persuasive legal claim.
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Why Hire a Houston Bad Faith Insurance Attorney?
When your insurance company wrongfully delays, underpays, or issues a claim denial for your commercial property damage—whether for an apartment complex, condo building, or HOA—you may be dealing with bad faith.
In these high-stakes situations, you need a Houston bad faith insurance lawyer who understands the Texas insurance code and how to challenge insurance bad faith directly.
Reviewing Your Insurance Policy
A qualified Houston insurance bad faith attorney can review your insurance policy, identify violations, and take legal action to recover what you’re owed. From calculating losses and emotional distress to seeking punitive damages for bad faith practices, our law firm fights to hold the insurance provider accountable.
Litigation Experience
We’re experienced in insurance litigation and have helped business owners face denied claims and unfair insurance disputes across Houston, Texas. With insurance companies focused on minimizing payouts, you need a legal team that can stand up for your rights.
If you’ve experienced a bad faith insurance denial, contact a Houston bad faith insurance attorney at Barcus Arenas, PLLC. We’ll demand the full benefits you’re entitled to under Texas law.
Contact Our Houston Bad Faith Insurance Lawyers Today to Get Help
If your commercial or business insurance claim has been denied, delayed, or undervalued, you may be the victim of bad faith practices. Don’t wait for your financial situation to get worse—take action today.
At Barcus Arenas, PLLC, our Houston bad faith insurance attorneys have been serving clients like you for nearly two decades. We understand the stakes for business and property owners, and we’re committed to holding insurance companies accountable for dishonest tactics.
Visit our FAQ page to learn more about how our bad faith insurance lawyers in Houston can help you protect your investment and get the compensation you need. Get a free consultation now.
Call or text 1-800-941-1041 or complete a Free Case Evaluation form
